Lending & Banking

Lend Smarter with
Digital Lending Software

Loan management, digital lending, NBFC core, loan origination, collections, and microfinance platforms — built to take a loan from application to recovery.

End-to-end loan lifecycle
eKYC, e-Sign & e-NACH
Collections & recovery built in
RBI-aligned reporting
Lending & Banking Software
End-to-End
Loan Lifecycle
eKYC
& e-NACH
RBI
Aligned
Multi-Branch
Ready
What We Build

Six lending products
for modern lenders

From origination to collections — software that covers the full loan lifecycle for NBFCs, fintechs, and MFIs.

Loan Management Software

End-to-end loan lifecycle management — from disbursal and EMI scheduling to foreclosure and ledgers.

  • Disbursal & repayment
  • EMI schedules & interest calc
  • Foreclosure & restructuring
  • Ledger & accounting

Digital Lending Platform

A fully digital application and disbursal flow with eKYC, credit checks, and instant payout.

  • Online application
  • eKYC & bank verification
  • Credit-bureau checks
  • e-Sign, e-NACH & instant disbursal

NBFC Software Solution

Core software for non-banking financial companies with configurable products and compliance reporting.

  • Loan product configuration
  • Customer 360
  • RBI returns & reports
  • Multi-branch support

Loan Origination System (LOS)

Streamlined application and underwriting with rule-based credit scoring and approval workflows.

  • Lead capture
  • Document collection
  • Underwriting & scoring rules
  • Approval workflow

Collection Management System

Track repayments and drive recovery with a field-collection app and automated reminders.

  • Due & overdue tracking
  • Field-collection app
  • SMS & voice reminders
  • Bucket-wise allocation

Microfinance Software

Purpose-built for MFIs — group lending, center management, and field-officer tooling.

  • Group / JLG lending
  • Center & meeting management
  • Field-officer app
  • Regulatory reports
Who We Build For

Lending software for
every lender

Our platforms power NBFCs, microfinance institutions, fintech lenders, and cooperative banks across India.

NBFCs

Run your entire lending book — products, disbursal, collections, and RBI reporting — on one platform.

Microfinance Institutions

Manage group lending, center meetings, and field officers with cash-flow visibility.

Fintech Lenders

Launch fully digital lending with eKYC, e-NACH, and instant disbursal.

Gold-Loan Companies

Manage loan-against-asset lifecycles, valuations, and renewals end to end.

Cooperative Banks

Digitise member lending, collections, and compliance across branches.

SME Lenders

Underwrite and service business loans with rule-based credit scoring.

Start Lending Digitally

Ready to digitise
your lending?

Tell us about your loan products and we'll map the fastest path from application to disbursal.

MJ Digital Services · LOS · NBFC · Collections · Microfinance